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Susan
Wainscott, LTCP is a North Carolina Long Term Insurance Professional
who offers you and your loved ones solutions for those unexpected
situations life can bring. |
Susan Wainscott, LTCP
Winston-Salem, NC
Triad Area
(336) 766-9716
Lake Norman & Charlotte,
NC
(704) 892-8863
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Important planning
for the future |
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 Why
Long Term Care Insurance?
The people who require long-term care are generally not sick
in the traditional sense, but instead, are unable to perform
the basic activities of daily living, such as dressing,
bathing, eating, toileting, continence, transferring (getting
in and out of a bed or chair), and walking.
Susan Wainscott of North Carolina has been a Long
Term Care Insurance Professional (LTCP), since 1993. Since not
everyone knows about Long
Term
Care Insurance (LTC or LTCI) it's basically insurance that's sold in the United
States which helps provide payment for the costs of long-term care
beyond a certain predetermined time period. Long-term care
insurance covers care that is generally not covered by regular
health insurance, Medicare, or Medicaid.
A person's age is not a determining factor in needing
long-term care. About 60 percent of individuals over age 65
will require at least some type of long-term care services
during their lifetime and statistics show that approximately
40% of those currently receiving long-term care are between
the ages of 18 and 64. Once a change of health occurs
long-term care insurance may not be available. |
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Serving
North Carolina area communities for personal
Long Term Care Insurance needs since 1993 . . .
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Long Term Care is a difficult subject for many people to
discuss. Very often, the importance of Long Term Care
Insurance is not truly understood until someone is either
uninsurable, or they actually need Long Term Care. I do not
want that
to happen to you!
As an
independent Long Term Care Professional in North Carolina
since 1993, I have
personally met with
over 8000 people in an effort to provide them with the
education they needed in order to make a well informed
decision concerning Long Term Care Insurance. Is it right for
everyone? Absolutely not... but everyone deserves to know the
facts so they can make that decision.
I have experienced the devastating, financially draining and
emotionally trying situation having to deal with long term
care within my own
family, and I am committed to helping people maintain their
financial independence and protect their hard-earned
assets in the later years of their life.
Because I am an independent Long Term Care Professional I represent
many of the top insurers available, I can help you "shop
around" for the best policy and the best company for your
individual needs. |
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Long Term Care Insurance
provides you with possibilities to: |
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If these are things you'd like to achieve
then Long Term Care Insurance may be the answer. |
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The big question many people have is:
How much is it going to cost?
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The answer depends on:
- Your age at the time of application
- The status of your health
- Specific policy features such as Daily or Monthly Benefit, amount of
deductable and how many years you would want the policy to cover
- Any discounts you may
qualify for
If you live in North Carolina I can provide you with specific
answers to all your questions if you will contact me to
schedule a telephone conversation or personal interview. There
is absolutely no cost, obligation or pressure to talk with me.
If you would
prefer, I will send you a free booklet, "Should I Buy Long
Term Care Insurance?"
Call me. . . Susan
Wainscott, (336) 766-9716 |
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